Privacy Policy for CashLoan App

 

Effective Date: June 25, 2025
Contact Email: contact@cashlian.com

Thank you for choosing CashLoan App. We highly value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information in compliance with Google Play Console policies, Google AdMob guidelines, and financial app regulations.

1. Information We Collect

When you use CashLoan App, we may collect the following types of information to process your loan application:

Personal Information:

  • Full Name

  • Mobile Number

  • Date of Birth

  • Email Address

  • Government-issued Identification (Aadhaar, PAN, Passport, etc.)

Financial Information:

  • Bank Account Details

  • Income and Employment Details

  • Loan History

Device Information:

  • Device Type and Model

  • Android Version

  • Advertising ID

  • IP Address

  • App Usage Statistics

Optional Permissions:

We may request:

  • SMS Access: To verify financial transactions for loan eligibility (with explicit consent)

  • Contacts Access: For faster loan verification (if required and with permission)

  • Location Access: For fraud prevention and eligibility assessment (optional)

2. Purpose of Data Collection

We collect this information to:

  • Process loan applications

  • Perform credit risk assessment

  • Verify user identity and prevent fraud

  • Communicate loan status, offers, and repayment reminders

  • Provide customer support

  • Serve relevant ads through Google AdMob (non-financial data)

3. Data Sharing and Disclosure

We may share your information with:

  • Registered lenders and financial partners to process loans

  • Credit bureaus for verification and credit checks

  • Payment service providers for loan disbursement and collection

We do not sell or share your data for unrelated third-party marketing purposes.

4. Google AdMob and Third-Party Advertising

We use Google AdMob to show ads within the app. AdMob may automatically collect:

  • Device Type

  • Advertising ID

  • App Usage Statistics

  • Crash Reports

📎 For more information:
Google AdMob Privacy & Security

You can opt out of ad personalization anytime through your device settings.

5. Data Security

We take strict security measures to protect your data, including:

  • Data encryption

  • Secure server storage

  • Restricted access to authorized personnel only

6. User Rights

As a user, you have the right to:

  • Access the personal data we store about you

  • Request correction or deletion of your data (subject to legal obligations)

For such requests, please contact us at: contact@cashlian.com

7. Children’s Privacy

CashLoan App is intended for users 18 years and older. We do not knowingly collect data from individuals under the age of 18.

8. Privacy Policy Updates

We may update this Privacy Policy from time to time.
All changes will be posted within the app and on this page. Please review the policy periodically.

9. Compliance

This Privacy Policy complies with:

  • Google Play Developer Policy (2025)

  • Google AdMob Policy (2025)

  • Reserve Bank of India (RBI) Digital Lending Guidelines (if applicable)

  • General Data Protection Regulation (GDPR), if applicable

  • California Consumer Privacy Act (CCPA), if applicable

10. Contact Us

For any questions or concerns regarding this Privacy Policy, please contact:

📧 Email: contact@cashlian.com

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